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                                            May 13, 2026 | Financial Inclusion, Open Banking Readiness in South Africa
                                        

South Africa Doesn’t Lack Innovation. It Lacks Consistent, Reliable Access.

𝙎𝙤𝙪𝙩𝙝 𝘼𝙛𝙧𝙞𝙘𝙖 𝙙𝙤𝙚𝙨𝙣’𝙩 𝙡𝙖𝙘𝙠 𝙞𝙣𝙣𝙤𝙫𝙖𝙩𝙞𝙤𝙣. 𝙄𝙩 𝙡𝙖𝙘𝙠𝙨 𝙘𝙤𝙣𝙨𝙞𝙨𝙩𝙚𝙣𝙩, 𝙧𝙚𝙡𝙞𝙖𝙗𝙡𝙚 𝙖𝙘𝙘𝙚𝙨𝙨. South Africa has world-class fintech capability and millions who could benefit from better products. Yet innovation depends on one thing: consumer-permissioned data that flows safely,...

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                                            May 13, 2026 | APIs, Data aggregation, Financial Inclusion, Open Banking Readiness in South Africa
                                        

Financial Inclusion in South Africa: A Data Visibility Problem

Did you know that up to 70% of credit applications in South Africa are rejected? Not always because the risk is high, but often because financial visibility is low. Many economically active South Africans earn,...

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                                            May 13, 2026 | Financial Inclusion, Product, Screen scraping
                                        

Screen-scraping Based Retrieval and APIs: The Co-Existence Phase

Under the National Credit Act and its amendments, credit providers are required to perform affordability assessments before granting credit. In practice, this means reviewing a customer’s bank statement data – either through physical statements, uploaded...

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